Get reliable health insurance guidance for individuals, families, and senior citizens with coverage built around real-life medical needs.
Health insurance is a type of financial protection that helps cover your medical expenses when you get sick, injured, or need healthcare services.
Health insurance policies cover hospitalisation costs, surgeries, doctor consultations, medicines, and a wide range of medical treatments depending on the plan chosen.
It also provides preventive care benefits, emergency services, and coverage for pre-existing conditions after the applicable waiting period.
Medical treatments can be very expensive, especially in emergencies. Health insurance protects you from sudden large expenses and ensures you can get proper treatment without any financial stress.
From personal coverage to family floater plans, we have tailored health insurance solutions built for every stage of life and every kind of need.
Comprehensive health coverage designed exclusively for one person, covering hospitalisation, surgeries, and medical treatments.
One policy that covers your entire family under a shared sum insured, offering affordable and wide-ranging protection for all members.
Provided by employers to employees as a workplace benefit. Covers employees and sometimes their families, making healthcare accessible for the entire workforce.
Specially designed plans for senior citizens aged 60 years and above, addressing age-related health conditions with higher coverage and minimal exclusions.
Provides additional coverage above your existing health insurance policy, ensuring you are protected for large or unexpected medical bills.
Covers accidental death, permanent or partial disability, and injuries arising from accidents, providing financial security during the most critical moments.
Health insurance plans are designed to address a wide range of medical needs, from routine consultations to critical hospitalisations.
Having the right documents in hand makes your health insurance policy purchase, renewal, or claim process faster and hassle-free.
Required for senior citizens or high sum insured proposals as per insurer guidelines.
Removes the room rent sub-limit so you can choose any hospital room category without worrying about extra out-of-pocket costs.
Covers delivery expenses, newborn baby care, and pre and post-natal medical costs for planned or emergency childbirth.
Provides a lump sum payout on diagnosis of serious illnesses like cancer, heart attack, kidney failure, or stroke.
Covers outpatient department expenses including doctor visits, diagnostic tests, and pharmacy bills that do not require hospitalisation.
Pays a lump sum benefit in case of accidental death, permanent total disability, or partial disability caused by an accident.
Provides a fixed daily cash allowance for each day of hospitalisation to cover incidental expenses during your hospital stay.
Automatically restores the sum insured once it is exhausted during the policy year, so you remain protected throughout.
Covers costs for treatment taken abroad for specific critical illnesses where advanced medical care is required outside India.
A clear and timely claim process helps reduce stress during medical situations. Here is how we help clients move forward.
Notify Times Care immediately after hospitalisation or before a planned admission.
For cashless claims, show your health card at a network hospital TPA desk.
We assist in collecting and submitting all medical bills, reports, and discharge summaries.
Cashless approval at network hospital or reimbursement after treatment.
Claim amount settled directly with the hospital or transferred to your account.
Get quick answers to common health insurance queries around coverage types, waiting periods, claim timelines, and renewal support.
Contact usHealth insurance is a type of financial protection that helps cover your medical expenses when you get sick, injured, or need healthcare services, reducing the burden of high medical costs.
An individual plan covers only one person with a dedicated sum insured, while a family floater plan covers all family members under a single shared sum insured, typically at a lower combined premium.
A waiting period is the time after policy purchase during which certain conditions or claims are not covered. Common waiting periods are 30 days for general illness, 2 years for specific diseases, and 4 years for pre-existing conditions.
Cashless claims at network hospitals are generally approved within a few hours. Reimbursement claims depend on documentation completeness and insurer processing timelines, but timely reporting helps speed things up.
Speak with Times Care to compare health insurance options, add-ons, and renewal strategies that fit your health needs and your budget.