Get reliable motor insurance guidance for your car, bike, and commercial vehicles with coverage built around real-life risks.
Motor insurance means a type of insurance that protects your vehicle (like a car, bike, or truck) against financial loss due to accidents, damage, theft, or legal liability.
Motor insurance policies cover loss or damage to your vehicle or its parts caused by accidents, natural disasters, or man-made events.
It also provides accident coverage for the vehicle owner (driver), passengers, and protects against third-party legal liabilities.
In India, having motor insurance is mandatory by law. It ensures financial protection in case of unexpected vehicle damage or third-party claims, giving you peace of mind on every journey.
From personal cars to commercial fleets, we have tailored plans built for every kind of vehicle and every kind of need.
Comprehensive protection for your car against damages, theft, and third-party claims.
Affordable plans designed to protect your two-wheeler from accidents, theft, and liability.
Insurance for trucks, taxis, buses, and other business vehicles. Covers accidents, damages, third-party liabilities, and helps keep your business running smoothly.
Coverage for tractors, construction equipment, and other non-standard vehicles. Designed to meet unique insurance needs.
Choose between primary coverage types based on your protection needs, budget, and legal requirements.
Having the right documents in hand makes your policy purchase, renewal, or claim process faster and hassle-free.
You get full claim amount without deduction for depreciation on parts like plastic, metal, rubber, etc.
Covers the cost of small items used during repair such as engine oil, nuts, bolts, screws, coolant, etc., which are normally not included in claims.
Protects your engine from damage due to water ingression, oil leakage, or mechanical failure.
Covers repair or replacement cost of your vehicle’s battery due to damage or malfunction.
Pays for the cost of replacing lost or stolen car/bike keys, including lock system replacement if required.
Covers repair or replacement of tyres damaged due to cuts, bursts, or accidents.
In case of total loss or theft, you get the original invoice value of the vehicle instead of the depreciated value.
Provides emergency services like towing, battery jump-start, fuel delivery, flat tyre help, and minor repairs anytime, anywhere.
A clear and timely claim process helps reduce stress after an incident. Here is how we help clients move forward.
Notify Times Care immediately after the incident.
Surveyor visits for physical damage assessment.
We assist in collecting and submitting all documents.
Cashless repair at network garage or reimbursement.
Claim amount settled within stipulated timelines.
Get quick answers to common motor insurance queries around legal cover, claim timelines, coverage types, and renewal support.
Contact usYes. At minimum, third-party motor insurance is legally required for vehicles used on public roads in India.
Third-party insurance covers legal liability toward others, while comprehensive insurance also covers damage to your own vehicle.
In many cases, yes. The no-claim bonus is usually linked to the policyholder and can be transferred subject to insurer rules and timing.
It depends on claim type, documentation, survey completion, and insurer processing timelines, but timely reporting helps speed things up.
Speak with Times Care to compare motor insurance options, add-ons, and renewal strategies that fit your vehicle and your budget.